For Lenders
Intelligent Credit Assessment
Section titled “Intelligent Credit Assessment”Lenders, underwriters and analysts - we introduce you to AI-driven Credit Intelligence.[^1]
- Score a portfolio of existing borrowers and act proactively when their projected financial health indicates a concern.
- This goes for potential borrowers too - upload their financial indicators over the past 4 quarters to quickly calculate their current credit signal and access their projected financial health.
Letter based credit ratings offer only a surface-level view. Finglass takes you deeper. Predictive financial ratios, derived from the collective wisdom of decentralized AI, are now at your fingertips to enrich your in-house assessments.
Manipulation and bias resistant credit insights delivered in real-time.
Going Above and Beyond
Section titled “Going Above and Beyond”Beyond the traditional letter rating, Credit Intelligence provides real-time insights into:
- A headline Credit Signal (similar to a credit rating)
- Current Signal - based on realized data
- Projected Signal - based on decentralized predictions and updated in real-time
- 22 Predictive Financial Ratios
- Generated from decentralized predictions
- Updated in real-time
- R-Score (Resiliency Score)
- 1 - Probability of default
- Calculated from decentralized predictions
- ZK/e - Zero Knowledge Proof-of-Equity (coming soon)
- Privacy-preserving proofs for on-chain and off-chain assets & liabilities
Customizable charts for each metric.
Credit Intelligence equips Finglass users with additional, powerful credit data insights to bolster their investment decision-making process and refine their in-house credit evaluations.
Data requirements are outlined in the Uploading Data to Finglass Pro section.